Comprehensive Financial (Fee-based) Planning

Planning for your financial success may seem complicated in today's world, but that does not lessen its importance in your life. A well-designed plan today, may save you thousands of dollars tomorrow. To orchestrate a good financial plan requires a broad knowledge of complex financial products, changing tax laws, and sophisticated services. You cannot possibly be expected to have all this experience yourself, but we do.

Our professional team at Miller and Wade Group has the ability to address your financial planning needs. We have professionals in a variety of financial disciplines. We combine our knowledge and experience, using sophisticated support systems, to determine the right financial strategy for your individual needs.

In order for a financial plan to be truly comprehensive, it must be unique. A plan should be responsive not only to impersonal matters, such as changing tax laws, volatile financial markets and inflation, but also to the clients' sense of themselves, the future of their families and the well being of those around them.

We're on Your Team
Many of our clients have trusted, long-term advisors - an attorney, a CPA, a broker - who may have already helped them with their estate, retirement and business planning. Our work compliments, coordinates and adds value to the services these advisors provide. Our efforts help ensure that your plans maximize the benefits to you and your family.

While our clients often have existing advisors who may be experienced specialists, we offer a more comprehensive level of planning to individuals than they usually see. We specialize in the challenges faced by hard-working, successful business owners, professionals, executives and retirees - most of whom are responsible, respected leaders in their industries, professions and communities. We have developed a thorough understanding of the unique problems and opportunities that confront our clients. And that translates into a proven ability to obtain measurable results for you.

A Step-by-Step Process to a Secure Future
Experience has taught us that the most effective planning is possible with an accurate, focused and long-range financial model. Without it you aren't planning. You're just guessing.

At Miller and Wade Group, we have access to state-of-the-art, fully integrated, proprietary software that allows us to create an individual "financial condition model" for each of our clients.

This model:

Addresses the financial consequences of your unique needs and objectives by taking into account the long-term impact of taxation, inflation, living expenses and each of the financial strategies you've already implemented or plan to implement.

Estimates your annual cash flow (income and expenses) and annual asset growth over the full length of your life expectancy; and

Determines, on an annual basis, the amount of your net worth, savings and investments, net cash flow, and the impact your existing estate planning techniques will have on your heirs.

The information we develop from this model is essential in helping you determine the long-term adequacy of your current financial resources and plans. In addition, it allows you to evaluate a given planning strategy - one you've already implemented or one you are considering - and compare it to other available strategies.