Employee Group Benefits

We believe that much of the success of your business rests on the unique skills and abilities of your employees, many of which would be very difficult to replace. A well-planned Employee Group Benefits Package, developed under the expert guidance of Miller & Wade Group, can provide incentives that may help you retain those employees.

Employee Group Benefits Packages are an effective tool for companies to stay competitive, not just to retain employees, but to attract them in the first place. You must incorporate cutting-edge and innovative Employee Group Benefit ideas and concepts to stay ahead of the game.

With today's complex legal and tax systems, governed by strict and complicated federal and state regulations, a knowledgeable financial and insurance team of professionals is critical to designing a solid Employee Group Benefits Package. At Miller & Wade Group, we know how to wade through the various issues involved and explore the myriad of options available.

This Guide goes well beyond just your standard discussion of insurance (health, life, disability, etc.), which are all good and needed, but sometimes mistakenly viewed as synonymous with a complete Employee Group Benefits. Employee Group Benefit Packages today include much, much more and this Guide will walk you through all these options.

You can rely on us—currently, over 400 companies do . . . from large corporations to smaller, family-owned businesses, they have all come to rely on the Miller & Wade Group for help with employee benefit plans. For 14 years, Miller & Wade Group has been providing such plans for its clients with unparalleled service. This service and support has kept our client retention at virtually 100% over the past 10 years. In 2002, Miller & Wade Group was listed by Utah Business Magazine as one of the top leaders in the Employee Group Benefits category.

Here is what some of our current clients have to say about Miller & Wade Group:

"Running a business is difficult enough, I can't become an expert in health insurance so I have to rely heavily on the experts that represent our employees, and nobody does it better than Miller & Wade Group."

-Avalanche Software

"I have worked with many insurance and benefit groups over the years, but I have yet to find one more versed and capable as Miller & Wade Group."

-BulletProof Veil Inc.

" Miller & Wade Group gave us ideas that we immediately incorporated into our employee benefits, and they made a huge difference ."

-Snow Nuffer Law Firm

The key to an effective Employee Group Benefit Package is communication. Employee perceptions can make or break a plan. The need to package and "sell" the value of an effective Employee Group Benefit Package further solidifies the demand for an employee benefits specialist to assist in the entire process. Here is a partial list of the work we will do for you and your company:

1) Goals Assessment: At your initial consultation, the Miller & Wade Group begins by assessing your cost and benefit objectives. We discuss desired improvements, quantify your expectations and review what is working well in regard to your current situation.

2) Evaluating the options: We obtain proposals from the carriers capable of meeting all your needs and objectives.

3) Plan Installation and Employee Communications: Once you have made your plan decisions, The Miller & Wade Group will assist you with every aspect of implementation, including employee communication. We prepare employee packets and order appropriate supplies from carriers for open enrollment, coordinate and attend enrollment meetings, and make presentations where required.

4) Ongoing Service: As your employee benefits specialists, we meet with you regularly to discuss service issues and to provide advice to support your benefits staff. We assist with claims analysis, carrier follow-up, delivery of required documents, day-to-day changes and additions, and any claims disputes.

5) Renewal Negotiation: At renewal time, we request needed information well in advance, so that we have time to provide a thorough analysis of the best alternatives. We continue to work on your behalf, negotiating the most favorable contract and rate renewal agreements possible.

An effective Employee Benefits Program usually has some form of qualification parameters before employees can qualify to participate. These parameters must be in writing and the same for all employees according to their employment status.

Once you have designed an effective Employee Group Benefit Plan for your employees, most companies then consider discretionary executive benefits to strategically help retain and reward key employees, recruit additional top-notch talent, and provide additional compensation to selected individuals. We can assist throughout this entire process.