Retirement Plans are extensive and complex - but they do not have to be. Allow the professionals at the Miller and Wade Group sort through the endless options and show you a plan which works for you.

Traditional ROTH/IRAs - Learn what they are and what the benefits of adding to your plan.

Pension/Profit Sharing - Companies that want to offer employees a tax-deferred savings plan and want the flexibility to change contributions annually look to pension and profit sharing plans as a benefit.

SEP/Simple IRAs - A simplified employee pension (SEP) IRA.

401(k) - a highly sought after benefit by today's employees.

Non-Qualified Retirement Strategies - Relying only on Social Security could spell disaster when you are ready to retire. Let us create a workable strategy for your retirement.

IRA Roll-Over Strategies - Learn how to do it right.

Social Security

Social Security was established in 1935 to provide some measure of financial support to the nation's retired population. The program is funded by withholdings from the pay of active workers. Recently, better health care and longer life spans have resulted in an increasing number of people drawing Social Security benefits. Because of this, Social Security may provide a smaller portion of retirement finances than in the past.

While financial experts do not agree on how much of your retirement will be from Social Security, they do agree that you should not rely solely on Social Security for your retirement.

Your employer-sponsored retirement plan and IRAs can be a major part of your retirement finances. So, before you can plan for retirement, you have to know what you can expect from your plan.

We can show you what to expect when you retire - what you should have and what you should need. You may fall short of what you need, but with our assistance and some adjustments on your part, we can help to ensure you enjoy your "golden years". To find out more fill out our contact form and we will personally contact you within one business day.

Online Resources

We have compiled some good on-line resources to assist you with your Retirement Planning. The following links will take you to third-party unaffiliated websites. Information is from sources deemed reliable, but it is not guaranteed.

Social Security Calculators - Find out how much to expect from Social Security when you retire.

Facts About Social Security - Understanding Social Security will help your overall Retirement Plan make sense.

Social Security and Poverty - Without Social Security, 65% of Americans would be below the poverty level.

No legal right to collect Social Security - Even if you have paid, you have no legal right to collect.