Did you know that over 50% of all home foreclosures are a result of a long term disability?

What do you have established to "replace" your income in the event you cannot perform the duties of your occupation?

We can provide you with a solution that will help you protect your income from disability. Whether you become disabled due to a sickness or accident you can replace up to 60% (tax-free) of your pre-disability income.

You need to determine the elimination period (waiting period) that would need to be satisfied before benefits could begin. Traditionally, you can choose between a 60, 90, 180, or 365 day waiting period.

You will also need to determine how long you would want the benefits to be paid. Traditionally you can choose between a 2 year, 5 year, to age 65, or lifetime benefit period.

Obtaining disability income insurance is subject to underwriting approval.