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| Investment Strategies / Asset Allocation | Mutual Funds |
| Variable Annuity | College Funding | Financial Tips | Newsletters |

Variable Annuites

Variable Annuities provide some of the advantages of traditional fixed annuities with the potential returns or losses that are available by investing your money in the stock market.

The investment options that you may chose from in a variable annuity are referred to as "sub accounts".

These sub accounts are separate accounts which are managed by professional investment managers.

For more information on Variable Annuities, or for a free prospectus, please contact our offices.

Always read the prospectus carefully, as it contains more complete information, including risks, fees and expenses.

| Investment Strategies / Asset Allocation | Mutual Funds |
| Variable Annuity | College Funding | Financial Tips | Newsletters |


MillerWade Group

Serving Utah, Salt Lake and Cache Valleys
801.377.1990
800.508.1144
Salt Lake City: 801.290.4753
St. George: 435.634.7333

Supervising Office:
Lincoln Financial Advisors
5373 S Green St., Suite 600
Salt Lake City, Utah 84123-4687
800.846.0115


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Disclosure: Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker dealer and registered investment advisor.
Advisory services offered through Lincoln Financial Advisors Corporation, a registered investment advisor
Insurance offered through Lincoln affiliates and other fine companies.

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